Just mentioning the stock market and investing is enough to leave some people paralyzed with fear, or at the very least, glazed over with boredom. With no idea of where to go or strategies to utilize to put their money to work, people often give up before they’ve ever even dipped their toes into the world of investment.
But it doesn’t have to be that way.
Adam Heckman, a lifelong St. Matthews resident with many years of professional investment experience, has dedicated his career to helping clients better their financial situation by working to maximize earnings, cut fees, and lower taxes through index funds.
This common sense approach has resulted in a rapidly growing business.
After graduating from the University of Kentucky with a degree in finance, Heckman worked with finance giants like Hilliard Lyons and JP Morgan Chase Bank. After working many years with the big firms, he decided to branch out and form his own practice St. Matthews Investors, a member of Advisory Services Network, LLC.
“I’ve always invested in the stock market and genuinely love everything about business. Starting my own business ended up being the most natural way to do what I was good at,” he says.
Heckman grew up idolizing finance gurus like Warren Buffett (founder and CEO of Berkshire Hathaway) and Jack Bogle (Vanguard founder and creator of the stock market index fund) and has modeled his approach to investing after them.
“Over the last 15 years, I’ve read books, articles and shareholder letters written by Buffett and Bogle, as well as watched nearly all their interviews,” Heckman says. “They have stayed on the same message consistently for decades — invest long term, invest with low fees and low taxes, and invest in the United States economy.”
Heckman likes to look at investing from the perspective of being proud to invest in big-name companies like Microsoft, Amazon, Apple and Google, whose work is prominent and visible. Growth and prosperity for those businesses ultimately translates to more money for investors. He also points out that owning part of an index allows investors to own the future.
“The US Tech Titans and Buffett’s Berkshire Hathaway, currently are the biggest companies in the index. Who knows what the major companies of the index will be 20 years from now but with indexing you can automatically own the success of the future which is exciting,” Heckman says. “The beautifully simple thing is, you will own the companies and success of the future without ever having to make a decision about it.”
Clients who choose St. Matthews Investors can potentially earn better returns with index funds, pay less fees, pay less in taxes and earn more interest on cash, which can all result in more money for the client. Heckman prioritizes customer service and works closely with clients to ensure they are fully educated on the benefits and risks of utilizing an index fund.
St. Matthews Investors keeps things simple, focusing on tried and true methods.
“I have looked at thousands of statements over the years, and rarely do I see one that beats the US Stock Index long term,” Heckman says. “I guess Warren Buffett and Jack Bogle know what they’re talking about.”
Still, some may experience a fear around investing and its possible risks, but Heckman is quick to point out how the long term benefits outweigh the risks. St. Matthews Investors is a fiduciary business which requires its investors to work in the clients’ best interest. There are no third parties with conflicts of interest, so the market is brought directly to the client with no expensive middle-men.
“I work for the client, and the client only. There’s nobody else that gives me any incentive other than the customer,” Heckman adds. “And everything I do is driven by the common-sense approaches and lessons learned from what the market and mentors like Buffett and Bogle have taught us.”
Heckman gets a strong sense of satisfaction from seeing his clients’ money grow, which in turn helps his business grow. He says investing is the easy part, while the companies being invested in are doing the heavy lifting of operating and innovating to remain successful.
“You really do need to be a positive person and genuinely believe in business and the economy to make sure you’re adding value for everyone,” Heckman says. “Investing is a leap of faith to some extent but there are proven methods.”
At the end of the day, Heckman takes deep pride in helping clients in his hometown and takes the responsibility of investing their money seriously.
“I am always excited for tomorrow, and I can tell you the good days always feel so much better than the bad,” he says. “I view myself and my business as a custodian, steward and guardian of people’s money, and I truly believe in what I’m doing.”
For more information or to get started securing your own financial future, contact Heckman by phone at 502-893-4515 or email firstname.lastname@example.org. You can also visit them online at st-matthews-investors.business.site for more information.