Home Loans Close to Home
Photographer / Marc Sirkin
“National strength, local expertise.” It’s not just a motto at national mortgage lender PrimeLending; it sums up the mindset that’s helped pave the way for success at the company’s Greenwood branch.
Backed by PlainsCapital Bank, the branch operates with the feel of a local small business, focusing on helping those in the community get the home loans that they need.
The branch’s homegrown team has the advantage of being familiar with the Greenwood area. “All of our loan officers live in or around Greenwood,” says branch manager Mack Howell (Nationwide Multi-State Licensing System No. 362121). “This is our community, and this is where our kids go to school. We really understand the people here and their environment.”
Branch loan officers guide homebuyers through the loan process, taking the time to listen to borrowers’ financial goals and work to help find the right mortgage products. Whether they’re looking to buy a new house, renovate or refinance their current mortgage, customers have access to a wide variety of loan options, including low-down-payment programs and programs geared toward firsttime homebuyers.
“We know that buying a house is one of the most important decisions anyone will make,” says branch loan officer Jody Bleier (NMLS No. 226933). “That’s important to us, and we want customers to understand the process. We don’t want them to be totally lost. I remember being a first-time homebuyer.”
LOCAL PERSONAL ASSISTANCE
Helping local customers understand the loan process is one of the many things that sets Howell’s team apart from its competition. Unlike many other national lenders, when borrowers want to learn about their loan options, their phone calls aren’t directed to a national call center. Instead, borrowers get to speak directly to the branch’s loan officers. Customers also have access to floatdown options, which can help them get a lower interest rate if rates drop. Additionally, to help save time and streamline operations, customers have access to cutting-edge apps and other tools to send in documents needed during the application process.
Loan officers have various reasons for choosing the industry that they’re in, but at this branch, their dedication to wanting to make a difference is apparent. “The best part is the people, the clients you help,” says Brian Brent (NMLS No. 368334). “It’s an industry that allows you to focus on service.” That commitment to service began when the branch opened in October 2010, igniting the team’s drive to overcome obstacles and succeed. The team didn’t have furniture for the first few weeks after opening, so everyone improvised. “We all worked out of lawn chairs in one room,” says Howell with a chuckle. It’s just one of the experiences that’s helped unify the team and developed its sense of camaraderie.
To learn more about your home loan options, stop by the Greenwood PrimeLending branch. It’s conveniently located at 843 N. State Road 135, Suite B.